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Garza Insurance Agency & Multiservices Inc. Blog

View the latest blog posts from Garza Insurance Agency & Multiservices Inc..

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Tuesday, December 28, 2021

Does Commercial Auto Insurance Cover Employee Vehicles?

If your business uses vehicles for work, you will need commercial auto insurance to cover the vehicles and your employees in case of an accident. In some cases, however, employees may use their own vehicles to travel and transport equipment for work. Be sure to speak with your insurance agent about insuring your employees’ vehicles used for work. READ MORE >>

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Tuesday, November 23, 2021

Understanding Your BOP’s Interruption Coverage

A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. READ MORE >>

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Monday, November 22, 2021

Are There Items Not Covered by Home Insurance?

Home insurance provides coverage in case your dwelling or personal belongings are lost or damaged due to a range of incidents. Not everything is included under a basic home insurance policy, however.  Dwelling Coverage Exclusions  READ MORE >>

Thursday, November 18, 2021

3 Signs that You’re a Distracted Driver and Don’t Know It

In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.   READ MORE >>

Tuesday, November 16, 2021

What Is a Health Insurance Deductible?

Everyone needs health insurance, now more than ever. With the COVID-19 pandemic in its second year, there has never been a better reminder that taking care of your health is key to remaining well and safe. The right health insurance can help make certain you receive both routine and critical medical care affordably at the time you need it. READ MORE >>

Thursday, November 11, 2021

Business Insurance for Hairdressers and Beauticians

If you’re a beauty industry professional, you might feel challenged when you start your search for the right commercial liability insurance benefits. Many in the industry automatically assume that they wouldn’t have a reason for a customer to file a lawsuit. READ MORE >>

Tuesday, November 9, 2021

Choosing a Life Insurance Beneficiary If You Are Single

If you have life insurance, then you will name a beneficiary. The beneficiary is the person who will receive the death benefit payout upon your death. You want your life insurance to help your survivors move on financially. However, choosing the right beneficiary might feel like a big challenge, particularly if you are single. READ MORE >>

Thursday, November 4, 2021

6 Signs Your Brakes Need Repair or Replacement

When your car brakes, then you are initializing a complex system of mechanical components that will work together to bring your vehicle to a stop. The average car weighs about 3 to 5 tons, and the fact that your brakes help stop this heavy machine within a few meters, countless times per year, is a testament to their reliability. READ MORE >>

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Blog Archive
  • 2021

  • commercial auto insurance(2)
  • auto insurance(2)
  • homeowners insurance(1)
  • home insurance(1)
  • general liability insurance(1)
  • tax services(1)

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